IS IT WORTH THE TRADE-OFF?

A new 330i BMW sits in the porch next to now; quite famed metallic deep scarlet-red, mid-sized Mazda CX-5 4wd SUV (sports utility vehicle) in the porch. The porch had to be big and wide enough to accommodate both vehicles fully, parked side by side each other, protecting them from the “harsh” weather of the sun and rain.

The 2-storey house was built around 15 years ago. Though a mid-sized inter-link building; it is gated by a stainless steel designed auto-gate. Since the purchase of the house, extensive, expensive renovations had gone into it. The original house as it was before the renovations; was very much looked after and did not need renovations. But then, what would their new neighbors think of them? What would their societal friends think of them? How would they had to then maintain their status membership in the “ANYTHING YOU CAN DO, I CAN DO BETTER” club? Ouch!

The front main walls of the hall was moved up front, much closer to the gate, leaving just enough space for a fairly large vehicle to park inside the house compound (porch area). That is why both vehicles could only be parked side-by-side of each other. Due to this, the normal size gate had to be replaced to practically fit the full width of the house.

Next, the rear of the house was pushed right back to the fence. This included the floor above.

With the front walls pushed closer to the gate and the rear walls pushed back to the fence boundary; the built up area became much bigger. Bigger hall, dining room, kitchen and bedrooms.

Next, fixtures and fittings had to be top-notch – fancy lightings, over-sized wrap around tvs all over the place, even on the ceiling with the use of the Samsung “Freestyle” projector; air-conditioning in every part of the house, including the store (the fancy word is “utility”) room (no not really).

There was a maid’s room included. How thoughtful. The maid would have to either be very thin and pint-size or really tuck it in, to fit inside that room. From what seems to be talked about, the maid only needs a place to sleep, not live in opulent luxury. After all, the reason for her to be there…is to work.

The new owners of this property, a family of four – businessman, housewife, son who is just starting his college education and daughter who has just started middle school; moved in after the renovations were completed.

The active and busy lifestyle of this family of four is that they are out of the house (home) most of the day. They get home late on most days, and have to muster energy and strength to get into bed, fall off to sleep and began “life” the next day by doing what they have been doing day in, day out; all over again.

In the meantime, pressure has been mounting on the businessman. While his orderbooks have been filling up, the supply chain for his products have been affected by the recent Covid-19 pandemic, the war in Europe, the looming possibility of a world recession and other factors.

The Central Bank has raised lending interest rates today – the third since May. The tightening of cashflows has forced him to tap into his reserves. He hopes to recover financially sooner than later as his reserves is not a “spend like there is no tomorrow” position. Nevertheless, it is important to look good and keep up with the Joneses.

~~~~~~~~~~~~~~

How many of us can relate to the above? We try to impress people who don’t matter and don’t really care. We worry about finances all the time, have many sleepless nights – we don’t have peace of mind. Is it worth the trade-off?

As a very wise man said once before: “It is important what your spouse and children – your immediate family, think of you”. Others don’t matter. This wise man dropped out of lower secondary school. With his street wise intelligence, he went on to build one of the largest office equipment businesses in the country. He has also made a name for himself in the automotive accessory business.

Wouldn’t it be nice to wake up in the morning and not be stressed out on how to settle bills? It is up to us to take stock of what really is important to us and take decisive measures to put things in perspective. Seek help on how to go about regaining that “peace of mind”. That “peace of mind” is awesome!

Bunker-riley

NOTES:
The above lifestyle example may work for some people.
It is always advisable to be up to speed on person’s financial position.

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